---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-25-000331"
form_type: "8-K"
ticker: "FCCO"
cik: "0000932781"
company_name: "FIRST COMMUNITY CORP /SC/"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:55:35.556850+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Community Corp Q3 net income $5.19M, up 34.5% YoY; EPS $0.67; dividend $0.16

## Summary
- Net income $5.192M (diluted EPS $0.67), up 34.5% YoY; adjusted EPS $0.72, up 44.0% YoY.
- Net interest margin expanded 6 bps to 3.27% (tax-equivalent), sixth consecutive quarter of margin expansion.
- Total loans +$19.3M during Q3 (6.1% annualized); total deposits +$17.1M (3.9% annualized).
- Board declared $0.16/share cash dividend, payable Nov 18, 2025 to holders of record Nov 4, 2025; 95th consecutive quarter.
- Share repurchase plan authorized up to $7.5M through May 8, 2026; no shares yet repurchased.

## SEC filing metadata
- accession: 0001552781-25-000331
- form_type: 8-K
- ticker: FCCO
- cik: 0000932781
- company_name: FIRST COMMUNITY CORP /SC/
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/932781/000155278125000331/0001552781-25-000331-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/932781/000155278125000331/e25373_fcco-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-25-000331
- JSON: https://secwatch.observer/filing/0001552781-25-000331.json
- Plain text: https://secwatch.observer/filing/0001552781-25-000331.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.