{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-26-000028","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.078737+00:00","generated_at":"2026-05-16T07:21:13.749959+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Community Q4 net income $4.83M, FY net income up 37.6% to $19.2M; dividend $0.16/share","bullets":["FY 2025 net income $19.205M ($2.47 diluted EPS) vs $13.955M ($1.81) in 2024, up 37.6% and 36.5% respectively.","Q4 2025 net income $4.830M ($0.62 EPS); adjusted $5.357M ($0.69 EPS) excluding merger expenses.","Net interest margin expanded 5 bps to 3.32% in Q4, seventh consecutive quarter of expansion.","Total loans grew $90.5M (7.4%) in FY 2025; deposits up $73.6M (4.4%); record AUM of $1.170B.","Cash dividend $0.16/share payable Feb 24, 2026; acquisition of Signature Bank of Georgia closed Jan 8, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-26-000028","json":"https://secwatch.observer/filing/0001552781-26-000028.json","markdown":"https://secwatch.observer/filing/0001552781-26-000028.md","text":"https://secwatch.observer/filing/0001552781-26-000028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278126000028/0001552781-26-000028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278126000028/e26036_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:21:13.749959+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}