secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMUNITY CORP /SC/ (FCCO)
CIK:        0000932781
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001552781-26-000028
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Community Q4 net income $4.83M, FY net income up 37.6% to $19.2M; dividend $0.16/share
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- FY 2025 net income $19.205M ($2.47 diluted EPS) vs $13.955M ($1.81) in 2024, up 37.6% and 36.5% respectively.
- Q4 2025 net income $4.830M ($0.62 EPS); adjusted $5.357M ($0.69 EPS) excluding merger expenses.
- Net interest margin expanded 5 bps to 3.32% in Q4, seventh consecutive quarter of expansion.
- Total loans grew $90.5M (7.4%) in FY 2025; deposits up $73.6M (4.4%); record AUM of $1.170B.
- Cash dividend $0.16/share payable Feb 24, 2026; acquisition of Signature Bank of Georgia closed Jan 8, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/932781/000155278126000028/0001552781-26-000028-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/932781/000155278126000028/e26036_fcco-8k.htm
  HTML page:      https://secwatch.observer/filing/0001552781-26-000028

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