{"schema_version":"secwatch.filing_event.v1","accession":"0001552781-26-000265","form_type":"8-K","ticker":"FCCO","cik":"0000932781","company_name":"FIRST COMMUNITY CORP /SC/","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.949674+00:00","generated_at":"2026-05-15T05:02:12.193790+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Community Corp Q1 net income $5.5M (+37.6% YoY); EPS $0.59; $0.16 dividend","bullets":["Net income $5.498M, +37.6% YoY; diluted EPS $0.59, +15.7% YoY. Excluding merger expenses, net income $6.754M (+69% YoY), EPS $0.72.","Total deposits $2.048B (+$298.7M QoQ including $229.8M from Signature Bank acquisition); loans $1.549B (+$238.1M including $195.5M from acquisition).","Net interest margin (tax-equiv) 3.37%, +5 bps QoQ, eighth consecutive quarter of expansion. Key credit metrics strong: NCOs $5k, NPAs 0.04%.","Cash dividend $0.16/share declared, payable May 19, 2026 to holders of record May 5, 2026. 97th consecutive quarterly dividend.","Investment advisory revenue $2.271M; AUM $1.130B at quarter end vs $1.170B at Dec 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001552781-26-000265","json":"https://secwatch.observer/filing/0001552781-26-000265.json","markdown":"https://secwatch.observer/filing/0001552781-26-000265.md","text":"https://secwatch.observer/filing/0001552781-26-000265.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/0001552781-26-000265-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/e26215_fcco-8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:02:12.193790+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5b63111a3c2288c66c63c699d8c572b0f5d0540f","claim":"FIRST COMMUNITY CORP /SC/ reported the period ended March 31, 2026 results: net income $5.498 million, EPS $0.59 per common share.","evidence_excerpt":"(803) 951-2265 First Community Corporation Announces First Quarter Results and Cash Dividend Lexington, SC – April 22, 2026 Highlights for First Quarter 2026 · Net income of $5.498 million, an increase of 37.6% year-over-year and 13.8% on a linked quarter basis. Net income excluding merger expenses 1 of $6.754 million, an increase of 69.0% year-over-year and","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/0001552781-26-000265-index.htm","confidence":0.75,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the period ended March 31, 2026"},{"label":"Net income","value":"$5.498 million"},{"label":"EPS","value":"$0.59 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}