---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-26-000265"
form_type: "8-K"
ticker: "FCCO"
cik: "0000932781"
company_name: "FIRST COMMUNITY CORP /SC/"
filed_at: "2026-04-22T23:59:59+00:00"
generated_at: "2026-05-15T05:02:12.193790+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Community Corp Q1 net income $5.5M (+37.6% YoY); EPS $0.59; $0.16 dividend

## Summary
- Net income $5.498M, +37.6% YoY; diluted EPS $0.59, +15.7% YoY. Excluding merger expenses, net income $6.754M (+69% YoY), EPS $0.72.
- Total deposits $2.048B (+$298.7M QoQ including $229.8M from Signature Bank acquisition); loans $1.549B (+$238.1M including $195.5M from acquisition).
- Net interest margin (tax-equiv) 3.37%, +5 bps QoQ, eighth consecutive quarter of expansion. Key credit metrics strong: NCOs $5k, NPAs 0.04%.
- Cash dividend $0.16/share declared, payable May 19, 2026 to holders of record May 5, 2026. 97th consecutive quarterly dividend.
- Investment advisory revenue $2.271M; AUM $1.130B at quarter end vs $1.170B at Dec 31, 2025.

## SEC filing metadata
- accession: 0001552781-26-000265
- form_type: 8-K
- ticker: FCCO
- cik: 0000932781
- company_name: FIRST COMMUNITY CORP /SC/
- filed_at: 2026-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/0001552781-26-000265-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/e26215_fcco-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-26-000265
- JSON: https://secwatch.observer/filing/0001552781-26-000265.json
- Plain text: https://secwatch.observer/filing/0001552781-26-000265.txt

## Key facts
- Earnings Releases
  FIRST COMMUNITY CORP /SC/ reported the period ended March 31, 2026 results: net income $5.498 million, EPS $0.59 per common share.
  - Period: the period ended March 31, 2026
  - Net income: $5.498 million
  - EPS: $0.59 per common share
  - Result: reported results
  source text: (803) 951-2265 First Community Corporation Announces First Quarter Results and Cash Dividend Lexington, SC – April 22, 2026 Highlights for First Quarter 2026 · Net income of $5.498 million, an increase of 37.6% year-over-year and 13.8% on a linked quarter basis. Net income excluding merger expenses 1 of $6.754 million, an increase of 69.0% year-over-year and
  evidence_url: https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/0001552781-26-000265-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.