secwatch.observer — SEC 8-K summary
======================================

Issuer:     FIRST COMMUNITY CORP /SC/ (FCCO)
CIK:        0000932781
Form:       8-K
Filed at:   2026-04-22T23:59:59+00:00
Accession:  0001552781-26-000265
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Community Corp Q1 net income $5.5M (+37.6% YoY); EPS $0.59; $0.16 dividend
--------------------------------------------------------------------------------

- Net income $5.498M, +37.6% YoY; diluted EPS $0.59, +15.7% YoY. Excluding merger expenses, net income $6.754M (+69% YoY), EPS $0.72.
- Total deposits $2.048B (+$298.7M QoQ including $229.8M from Signature Bank acquisition); loans $1.549B (+$238.1M including $195.5M from acquisition).
- Net interest margin (tax-equiv) 3.37%, +5 bps QoQ, eighth consecutive quarter of expansion. Key credit metrics strong: NCOs $5k, NPAs 0.04%.
- Cash dividend $0.16/share declared, payable May 19, 2026 to holders of record May 5, 2026. 97th consecutive quarterly dividend.
- Investment advisory revenue $2.271M; AUM $1.130B at quarter end vs $1.170B at Dec 31, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/0001552781-26-000265-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/932781/000155278126000265/e26215_fcco-8k.htm
  HTML page:      https://secwatch.observer/filing/0001552781-26-000265

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer