---
schema_version: "secwatch.filing_event.v1"
accession: "0001552781-26-000462"
form_type: "8-K"
ticker: "PFS"
cik: "0001178970"
company_name: "PROVIDENT FINANCIAL SERVICES INC"
filed_at: "2026-08-24T20:14:34+00:00"
generated_at: "2026-08-24T20:15:08.346147+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Provident Financial Services completes $175M subordinated notes offering due 2036

## Summary
- Issued $175M aggregate principal of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036.
- Fixed rate of 6.50% until Sep 1, 2031, then floating at 3-month SOFR + 239 bps.
- Proceeds to repay $150M 2.875% notes due 2031 and $20M variable-rate junior sub notes due 2033.
- Offering led by Piper Sandler & Co. and Keefe, Bruyette & Woods under Form S-3 shelf registration.
- Notes mature Sep 1, 2036; redeemable at par on/after Sep 1, 2031 at issuer option.

## SEC filing metadata
- accession: 0001552781-26-000462
- form_type: 8-K
- ticker: PFS
- cik: 0001178970
- company_name: PROVIDENT FINANCIAL SERVICES INC
- filed_at: 2026-08-24T20:14:34+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1178970/000155278126000462/0001552781-26-000462-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1178970/000155278126000462/e26361_pfs-8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001552781-26-000462
- JSON: https://secwatch.observer/filing/0001552781-26-000462.json
- Plain text: https://secwatch.observer/filing/0001552781-26-000462.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.