---
schema_version: "secwatch.filing_event.v1"
accession: "0001553350-21-000884"
form_type: "8-K"
ticker: "SPFX"
cik: "0001807893"
company_name: "STANDARD PREMIUM FINANCE HOLDINGS, INC."
filed_at: "2021-10-05T23:59:59+00:00"
generated_at: "2026-06-28T23:05:32.783393+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Standard Premium Finance Holdings increases revolving credit facility to $45M from $35M

## Summary
- Borrowing capacity increased to $45M from $35M under secured revolving credit facility with First Horizon Bank.
- Maximum total balance sheet leverage ratio set at 3.5:1, tested quarterly.
- Carl Christian Hoechner added as an individual guarantor under the loan agreement.
- Amendment dated October 5, 2021, effective immediately; all other terms unchanged.

## SEC filing metadata
- accession: 0001553350-21-000884
- form_type: 8-K
- ticker: SPFX
- cik: 0001807893
- company_name: STANDARD PREMIUM FINANCE HOLDINGS, INC.
- filed_at: 2021-10-05T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1807893/000155335021000884/0001553350-21-000884-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1807893/000155335021000884/spfh_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001553350-21-000884
- JSON: https://secwatch.observer/filing/0001553350-21-000884.json
- Plain text: https://secwatch.observer/filing/0001553350-21-000884.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.