{"schema_version":"secwatch.filing_event.v1","accession":"0001553350-22-000376","form_type":"8-K","ticker":"SPFX","cik":"0001807893","company_name":"STANDARD PREMIUM FINANCE HOLDINGS, INC.","filed_at":"2022-05-02T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.408816+00:00","generated_at":"2026-06-26T02:10:34.539596+00:00","sec_items":["3.02","5.03","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Standard Premium Finance raises $400K via preferred stock, exchanges $250K notes, amends bylaws on director nominations","bullets":["Sold 40,000 shares of Series A Convertible Preferred Stock for $400,000 to accredited investors (Rule 506(b)).","Exchanged $250,000 of promissory notes for 25,000 shares of Series A Preferred Stock under Section 3(a)(9).","Board amended bylaws on May 2, 2022 to delete requirement that independent directors must select/recommend director nominees.","Conversion price for Preferred Stock: 80% of 20-day average closing bid, minimum $5.00 per share, after a Public Equity Event.","No underwriting discounts or commissions were paid in connection with the sales."],"urls":{"canonical":"https://secwatch.observer/filing/0001553350-22-000376","json":"https://secwatch.observer/filing/0001553350-22-000376.json","markdown":"https://secwatch.observer/filing/0001553350-22-000376.md","text":"https://secwatch.observer/filing/0001553350-22-000376.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1807893/000155335022000376/0001553350-22-000376-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1807893/000155335022000376/spfh_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T02:10:34.539596+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}