{"schema_version":"secwatch.filing_event.v1","accession":"0001553350-22-000820","form_type":"8-K","ticker":"SPFX","cik":"0001807893","company_name":"STANDARD PREMIUM FINANCE HOLDINGS, INC.","filed_at":"2022-10-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.234448+00:00","generated_at":"2026-06-23T04:08:29.365538+00:00","sec_items":["4.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"confidence":"high","headline":"Standard Premium Finance Holdings announces resignation of independent auditor Liggett & Webb P.A.","bullets":["Auditor Liggett & Webb resigned on October 11, 2022, effective immediately.","No disagreements with the auditor on accounting principles or practices for fiscal years 2020 and 2021.","Audit reports for 2020 and 2021 were unqualified, with no adverse opinions or modifications."],"urls":{"canonical":"https://secwatch.observer/filing/0001553350-22-000820","json":"https://secwatch.observer/filing/0001553350-22-000820.json","markdown":"https://secwatch.observer/filing/0001553350-22-000820.md","text":"https://secwatch.observer/filing/0001553350-22-000820.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1807893/000155335022000820/0001553350-22-000820-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1807893/000155335022000820/spfx_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T04:08:29.365538+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}