---
schema_version: "secwatch.filing_event.v1"
accession: "0001554855-25-001886"
form_type: "8-K"
ticker: "EEFT"
cik: "0001029199"
company_name: "EURONET WORLDWIDE, INC."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:25:20.250402+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Euronet Q3 adj EPS $3.62 (+19% YoY); revenue $1.146B (+4%); guides 12-16% EPS growth

## Summary
- Adjusted EPS of $3.62, up 19% from $3.03; GAAP diluted EPS $2.75 vs $3.21 in Q3 2024.
- Revenue $1,145.7M, +4% reported (+1% constant currency); operating income $195.0M (+7%).
- EFT segment revenue +10% to $409.4M; Money Transfer digital transactions +32% to 6.05M.
- Completed $1.0B convertible notes offering at 0.625% due 2030; proceeds used to repay revolver.
- Reaffirmed 2025 adjusted EPS growth guidance of 12% to 16% year-over-year.

## SEC filing metadata
- accession: 0001554855-25-001886
- form_type: 8-K
- ticker: EEFT
- cik: 0001029199
- company_name: EURONET WORLDWIDE, INC.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1029199/000155485525001886/0001554855-25-001886-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1029199/000155485525001886/eeft-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001554855-25-001886
- JSON: https://secwatch.observer/filing/0001554855-25-001886.json
- Plain text: https://secwatch.observer/filing/0001554855-25-001886.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.