---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-21-010245"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2021-08-04T23:59:59+00:00"
generated_at: "2026-06-29T22:45:37.212528+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Palomar Q2 net income $12.3M, gross written premiums +54% YoY; guides FY adj net income $64-69M

## Summary
- Gross written premiums surged 54.4% to $129.4M vs $83.8M prior year; net income $12.3M ($0.47 diluted) vs $12.0M ($0.48).
- Adjusted net income $13.2M ($0.51 diluted); combined ratio 76.0% vs 68.4% prior, impacted by $3.9M Winter Storm Uri reinsurance charges.
- Full-year 2021 adjusted net income guidance: $64M to $69M; company repurchased 239,000 shares for $15.8M under $40M authorization.
- E&S business gross written premium $34.1M, up 43% sequentially; reinsurance coverage increased to $1.65B for earthquakes and $700M for hurricanes.
- Cash and invested assets $427.8M; stockholders' equity $376.7M.

## SEC filing metadata
- accession: 0001558370-21-010245
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2021-08-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000155837021010245/0001558370-21-010245-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000155837021010245/plmr-20210804x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-21-010245
- JSON: https://secwatch.observer/filing/0001558370-21-010245.json
- Plain text: https://secwatch.observer/filing/0001558370-21-010245.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.