{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-21-010470","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2021-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.278394+00:00","generated_at":"2026-06-29T22:00:27.103588+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"IBC Q2 net income $92M, EPS $1.45, up 123% YoY; includes $42.8M investment sale gain","bullets":["Net income Q2 2021 $92.0M ($1.45 diluted EPS) vs $41.5M ($0.65) in Q2 2020, +123.1% EPS.","Six-month net income $142.8M ($2.25 EPS) vs $76.3M ($1.19) in 2020, +89.1% EPS.","Quarter included $42.8M net after-tax gain from sale of equity interest in merchant banking investment.","Credit loss expense decreased ~$20.1M net of tax vs prior year as economic conditions stabilized.","Total assets $15.3B at June 30, 2021; deposits $11.9B, up from $10.7B at Dec 31, 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-21-010470","json":"https://secwatch.observer/filing/0001558370-21-010470.json","markdown":"https://secwatch.observer/filing/0001558370-21-010470.md","text":"https://secwatch.observer/filing/0001558370-21-010470.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000155837021010470/0001558370-21-010470-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000155837021010470/iboc-20210805x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T22:00:27.103588+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}