C&N Q3 2021 EPS $0.47, up from $0.18 YoY; declares $0.28 dividend

CITIZENS & NORTHERN CORP

2021-Q3 EPS reported $1.46

GAAP diluted EPS $0.47 in Q3 2021, up from $0.44 QoQ and $0.18 YoY.
Non-GAAP adjusted EPS $0.47 vs $0.50 in Q3 2020 on exclusion of merger expenses.
Board declares $0.28/share cash dividend, payable Nov 12, 2021 to record Nov 1, 2021.
Net interest income $19.46M, up $0.78M QoQ; net interest margin 3.59% vs 3.52%.
Provision for loan losses $1.53M, includes $1.19M net charge-off on a commercial loan.

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