{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-21-014308","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2021-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:14.023180+00:00","generated_at":"2026-06-28T14:26:54.958554+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Palomar Q3 net income $0.2M, premiums +48%; guides Q4 adj net $17-18.5M","bullets":["Net income $0.2M ($0.01 diluted EPS) vs loss $15.7M ($0.62 loss) in Q3 2020.","Gross written premiums up 47.9% to $152.3M; net earned premiums up 54%.","Catastrophe loss ratio improved to 27.0% from 86.9%; combined ratio 102.8% (vs 157.1%).","Q4 2021 guidance: adjusted net income $17.0M-$18.5M excluding catastrophe losses.","Launched PLMR-FRONT fronting initiative; $15.8M in share repurchases YTD."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-21-014308","json":"https://secwatch.observer/filing/0001558370-21-014308.json","markdown":"https://secwatch.observer/filing/0001558370-21-014308.md","text":"https://secwatch.observer/filing/0001558370-21-014308.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000155837021014308/0001558370-21-014308-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000155837021014308/plmr-20211103x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T14:26:54.958554+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}