secwatch.observer — SEC 8-K summary
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Issuer:     Palomar Holdings, Inc. (PLMR)
CIK:        0001761312
Form:       8-K
Filed at:   2021-11-03T23:59:59+00:00
Accession:  0001558370-21-014308
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Palomar Q3 net income $0.2M, premiums +48%; guides Q4 adj net $17-18.5M
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- Net income $0.2M ($0.01 diluted EPS) vs loss $15.7M ($0.62 loss) in Q3 2020.
- Gross written premiums up 47.9% to $152.3M; net earned premiums up 54%.
- Catastrophe loss ratio improved to 27.0% from 86.9%; combined ratio 102.8% (vs 157.1%).
- Q4 2021 guidance: adjusted net income $17.0M-$18.5M excluding catastrophe losses.
- Launched PLMR-FRONT fronting initiative; $15.8M in share repurchases YTD.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1761312/000155837021014308/0001558370-21-014308-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1761312/000155837021014308/plmr-20211103x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-21-014308

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer