---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-21-014727"
form_type: "8-K"
ticker: "PMTS"
cik: "0001641614"
company_name: "CPI Card Group Inc."
filed_at: "2021-11-05T23:59:59+00:00"
generated_at: "2026-06-28T12:10:10.433616+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CPI Card Group Q3 net sales up 20% to $99.6M; net income $6.6M ($0.56 EPS)

## Summary
- Net sales $99.6M (+20% YoY); net income $6.6M (+14% YoY); diluted EPS $0.56 vs $0.52.
- Adjusted EBITDA $21.5M (+23% YoY); gross margin 37.8% vs 37.0%.
- Debit & Credit segment net sales $76.1M (+21%); Prepaid Debit $23.5M (+14%).
- YTD net sales $281.9M (+24%); YTD net income $15.3M (+73% YoY) impacted by $7.6M debt extinguishment costs.
- Guidance: Q4 growth and margins expected to moderate due to labor/supply constraints, but still strong full year.

## SEC filing metadata
- accession: 0001558370-21-014727
- form_type: 8-K
- ticker: PMTS
- cik: 0001641614
- company_name: CPI Card Group Inc.
- filed_at: 2021-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1641614/000155837021014727/0001558370-21-014727-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1641614/000155837021014727/pmts-20211105x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-21-014727
- JSON: https://secwatch.observer/filing/0001558370-21-014727.json
- Plain text: https://secwatch.observer/filing/0001558370-21-014727.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.