secwatch.observer — SEC 8-K summary
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Issuer:     CPI Card Group Inc. (PMTS)
CIK:        0001641614
Form:       8-K
Filed at:   2021-11-05T23:59:59+00:00
Accession:  0001558370-21-014727
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CPI Card Group Q3 net sales up 20% to $99.6M; net income $6.6M ($0.56 EPS)
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- Net sales $99.6M (+20% YoY); net income $6.6M (+14% YoY); diluted EPS $0.56 vs $0.52.
- Adjusted EBITDA $21.5M (+23% YoY); gross margin 37.8% vs 37.0%.
- Debit & Credit segment net sales $76.1M (+21%); Prepaid Debit $23.5M (+14%).
- YTD net sales $281.9M (+24%); YTD net income $15.3M (+73% YoY) impacted by $7.6M debt extinguishment costs.
- Guidance: Q4 growth and margins expected to moderate due to labor/supply constraints, but still strong full year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1641614/000155837021014727/0001558370-21-014727-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1641614/000155837021014727/pmts-20211105x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-21-014727

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer