---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-22-000631"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2022-01-31T23:59:59+00:00"
generated_at: "2026-06-27T13:40:11.279637+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Meridian Corp reports Q4 2021 net income $7.7M, EPS $1.24; declares $1.00 special dividend

## Summary
- Q4 net income $7.7M, diluted EPS $1.24; FY 2021 net income $35.6M, up 35% YoY from $26.4M.
- Annualized net interest margin 3.77%; loan growth 19.5% YoY excluding PPP and mortgage loans held for sale.
- Total deposits $1.4B, non-interest bearing deposits 19% of total; cost of deposits declined 4 bps QoQ.
- Board declared $0.20 quarterly dividend and $1.00 special dividend, payable Feb 21, 2022 to record Feb 14, 2022.

## SEC filing metadata
- accession: 0001558370-22-000631
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2022-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000155837022000631/0001558370-22-000631-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000155837022000631/mrbk-20220131x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-22-000631
- JSON: https://secwatch.observer/filing/0001558370-22-000631.json
- Plain text: https://secwatch.observer/filing/0001558370-22-000631.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.