---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-22-000753"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2022-02-03T23:59:59+00:00"
generated_at: "2026-06-27T11:49:28.455758+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Meridian Corp reports Q4 2021 net income $7.7M; EPS $1.24; declares special $1.00 dividend

## Summary
- Net income $7.7M ($1.24 diluted EPS) vs $9.4M ($1.52) in Q3; total revenues $35.3M.
- ROA 1.74%, ROE 19.15%; seventh consecutive quarter with ROA >1.50% and ROE >19%.
- Loans (ex-PPP and held-for-sale) grew 2.8% QoQ and 19.5% YoY.
- Declared $1.00 special dividend payable Feb 21, 2022; also $0.20 quarterly dividend.
- Nonaccrual loans rose to 1.57% from 0.61% Q3; COVID deferrals fell to $2.4M from $24.9M.

## SEC filing metadata
- accession: 0001558370-22-000753
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2022-02-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000155837022000753/0001558370-22-000753-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000155837022000753/mrbk-20220203x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-22-000753
- JSON: https://secwatch.observer/filing/0001558370-22-000753.json
- Plain text: https://secwatch.observer/filing/0001558370-22-000753.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.