{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-001279","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2022-02-16T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.113236+00:00","generated_at":"2026-06-27T07:35:51.863933+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Palomar Q4 net income $16.6M vs prior-year loss; gross premiums +56%; FY22 adj net income guide $80-85M","bullets":["Q4 net income $16.6M ($0.64 diluted EPS) vs net loss $1.8M ($0.07 loss) in Q4 2020.","Q4 gross written premiums +56% to $149.9M; full year +51% to $535.2M.","Q4 combined ratio improved to 75.0% from 112.8%; adjusted combined ratio 70.7%.","FY2022 adjusted net income guidance of $80-85 million.","PESIC (E&S subsidiary) wrote $152.1M premium in first full year; exited at >$200M annual run rate."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-001279","json":"https://secwatch.observer/filing/0001558370-22-001279.json","markdown":"https://secwatch.observer/filing/0001558370-22-001279.md","text":"https://secwatch.observer/filing/0001558370-22-001279.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022001279/0001558370-22-001279-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022001279/plmr-20220216x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T07:35:51.863933+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}