secwatch.observer — SEC 8-K summary
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Issuer:     Palomar Holdings, Inc. (PLMR)
CIK:        0001761312
Form:       8-K
Filed at:   2022-02-16T23:59:59+00:00
Accession:  0001558370-22-001279
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Palomar Q4 net income $16.6M vs prior-year loss; gross premiums +56%; FY22 adj net income guide $80-85M
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- Q4 net income $16.6M ($0.64 diluted EPS) vs net loss $1.8M ($0.07 loss) in Q4 2020.
- Q4 gross written premiums +56% to $149.9M; full year +51% to $535.2M.
- Q4 combined ratio improved to 75.0% from 112.8%; adjusted combined ratio 70.7%.
- FY2022 adjusted net income guidance of $80-85 million.
- PESIC (E&S subsidiary) wrote $152.1M premium in first full year; exited at >$200M annual run rate.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1761312/000155837022001279/0001558370-22-001279-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1761312/000155837022001279/plmr-20220216x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-22-001279

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer