{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-002800","form_type":"8-K","ticker":"PAYO","cik":"0001845815","company_name":"Payoneer Global Inc.","filed_at":"2022-03-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.812829+00:00","generated_at":"2026-06-27T02:08:28.254017+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Payoneer Q4 revenue up 47% to $139.2M; 2022 guidance includes adjusted EBITDA loss","bullets":["Q4 revenue $139.2M (+47% YoY); net loss $18.9M; adjusted EBITDA $13.5M vs -$0.8M prior year.","Full year 2021 revenue $473.4M (+37%); net loss $34.0M; adjusted EBITDA $28.2M.","B2B AP/AR volume grew >75% YoY, now 11% of total volume.","2022 guidance: revenue $530M-$540M, transaction costs ~22% of revenue, adjusted EBITDA loss $(25)M-$(35)M.","Guidance excludes ~$46M projected revenue from Ukraine, Russia, Belarus due to conflict."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-002800","json":"https://secwatch.observer/filing/0001558370-22-002800.json","markdown":"https://secwatch.observer/filing/0001558370-22-002800.md","text":"https://secwatch.observer/filing/0001558370-22-002800.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1845815/000155837022002800/0001558370-22-002800-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1845815/000155837022002800/payo-20220303x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T02:08:28.254017+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}