---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-22-002800"
form_type: "8-K"
ticker: "PAYO"
cik: "0001845815"
company_name: "Payoneer Global Inc."
filed_at: "2022-03-03T23:59:59+00:00"
generated_at: "2026-06-27T02:08:28.254017+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Payoneer Q4 revenue up 47% to $139.2M; 2022 guidance includes adjusted EBITDA loss

## Summary
- Q4 revenue $139.2M (+47% YoY); net loss $18.9M; adjusted EBITDA $13.5M vs -$0.8M prior year.
- Full year 2021 revenue $473.4M (+37%); net loss $34.0M; adjusted EBITDA $28.2M.
- B2B AP/AR volume grew >75% YoY, now 11% of total volume.
- 2022 guidance: revenue $530M-$540M, transaction costs ~22% of revenue, adjusted EBITDA loss $(25)M-$(35)M.
- Guidance excludes ~$46M projected revenue from Ukraine, Russia, Belarus due to conflict.

## SEC filing metadata
- accession: 0001558370-22-002800
- form_type: 8-K
- ticker: PAYO
- cik: 0001845815
- company_name: Payoneer Global Inc.
- filed_at: 2022-03-03T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1845815/000155837022002800/0001558370-22-002800-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1845815/000155837022002800/payo-20220303x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-22-002800
- JSON: https://secwatch.observer/filing/0001558370-22-002800.json
- Plain text: https://secwatch.observer/filing/0001558370-22-002800.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.