secwatch.observer — SEC 8-K summary
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Issuer:     Payoneer Global Inc. (PAYO)
CIK:        0001845815
Form:       8-K
Filed at:   2022-03-03T23:59:59+00:00
Accession:  0001558370-22-002800
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Payoneer Q4 revenue up 47% to $139.2M; 2022 guidance includes adjusted EBITDA loss
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- Q4 revenue $139.2M (+47% YoY); net loss $18.9M; adjusted EBITDA $13.5M vs -$0.8M prior year.
- Full year 2021 revenue $473.4M (+37%); net loss $34.0M; adjusted EBITDA $28.2M.
- B2B AP/AR volume grew >75% YoY, now 11% of total volume.
- 2022 guidance: revenue $530M-$540M, transaction costs ~22% of revenue, adjusted EBITDA loss $(25)M-$(35)M.
- Guidance excludes ~$46M projected revenue from Ukraine, Russia, Belarus due to conflict.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1845815/000155837022002800/0001558370-22-002800-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1845815/000155837022002800/payo-20220303x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-22-002800

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer