{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-006219","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2022-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.852541+00:00","generated_at":"2026-06-26T03:36:10.204377+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Catalyst Bancorp posts Q1 net loss of $131K; NPA ratio rises to 0.55%","bullets":["Net loss of $131,000 in Q1 2022 vs. net income of $83,000 in Q4 2021; diluted EPS not disclosed.","Non-performing assets up 29% to $1.6M (0.55% of assets); non-performing loans up 42% to $1.3M.","Net interest income $1.8M, up 3% from Q4; net interest margin (TE) improved to 2.61% from 2.48%.","Unrealized losses on AFS securities surged to $5.7M from $864K due to rising market rates.","Deposits grew 4% to $183.1M; loans flat at $132.0M with $1.9M PPP payoffs during quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-006219","json":"https://secwatch.observer/filing/0001558370-22-006219.json","markdown":"https://secwatch.observer/filing/0001558370-22-006219.md","text":"https://secwatch.observer/filing/0001558370-22-006219.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000155837022006219/0001558370-22-006219-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000155837022006219/clst-20220428x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T03:36:10.204377+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}