{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-007050","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2022-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.211560+00:00","generated_at":"2026-06-26T00:51:58.174370+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Palomar Q1 net income $14.5M ($0.56/diluted); gross written premiums up 65% to $170.9M","bullets":["GAAP net income $14.5M ($0.56 diluted EPS); adjusted net income $17.6M ($0.68 diluted).","Gross written premiums $170.9M, +65% YoY; net earned premiums +61.6%. Record residential earthquake new business.","Combined ratio 76.5% (adjusted 72.1%) vs 60.4% (53.3%) in Q1 2021; catastrophe loss ratio 0.6% vs -20.5%.","Full-year 2022 adjusted net income guidance $80M-$85M.","Repurchased 219,061 shares for $13.0M under $100M authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-007050","json":"https://secwatch.observer/filing/0001558370-22-007050.json","markdown":"https://secwatch.observer/filing/0001558370-22-007050.md","text":"https://secwatch.observer/filing/0001558370-22-007050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022007050/0001558370-22-007050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022007050/plmr-20220504x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T00:51:58.174370+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}