---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-22-007050"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2022-05-04T23:59:59+00:00"
generated_at: "2026-06-26T00:51:58.174370+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Palomar Q1 net income $14.5M ($0.56/diluted); gross written premiums up 65% to $170.9M

## Summary
- GAAP net income $14.5M ($0.56 diluted EPS); adjusted net income $17.6M ($0.68 diluted).
- Gross written premiums $170.9M, +65% YoY; net earned premiums +61.6%. Record residential earthquake new business.
- Combined ratio 76.5% (adjusted 72.1%) vs 60.4% (53.3%) in Q1 2021; catastrophe loss ratio 0.6% vs -20.5%.
- Full-year 2022 adjusted net income guidance $80M-$85M.
- Repurchased 219,061 shares for $13.0M under $100M authorization.

## SEC filing metadata
- accession: 0001558370-22-007050
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2022-05-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000155837022007050/0001558370-22-007050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000155837022007050/plmr-20220504x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-22-007050
- JSON: https://secwatch.observer/filing/0001558370-22-007050.json
- Plain text: https://secwatch.observer/filing/0001558370-22-007050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.