{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-007287","form_type":"8-K","ticker":"IBOC","cik":"0000315709","company_name":"INTERNATIONAL BANCSHARES CORP","filed_at":"2022-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.180385+00:00","generated_at":"2026-06-26T00:03:47.894196+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"IBC Q1 net income rises 5.3% to $53.5M, EPS $0.84 vs $0.80 YoY","bullets":["Net income $53.5M vs $50.8M in Q1 2021, up 5.3%; diluted EPS $0.84 vs $0.80.","Operating expenses cut ~12% vs Q1 2019; management cites expense control focus.","Total assets $16.1B at March 31, 2022; net loans $6.9B, deposits $12.8B.","CEO notes strong capital, liquidity, and relationship deposits despite pandemic lingering effects."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-007287","json":"https://secwatch.observer/filing/0001558370-22-007287.json","markdown":"https://secwatch.observer/filing/0001558370-22-007287.md","text":"https://secwatch.observer/filing/0001558370-22-007287.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/315709/000155837022007287/0001558370-22-007287-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/315709/000155837022007287/iboc-20220505x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T00:03:47.894196+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}