secwatch.observer — SEC 8-K summary ====================================== Issuer: INTERNATIONAL BANCSHARES CORP (IBOC) CIK: 0000315709 Form: 8-K Filed at: 2022-05-05T23:59:59+00:00 Accession: 0001558370-22-007287 Event type: earnings Sentiment: positive Materiality: 0.60 Item codes: 2.02, 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 IBC Q1 net income rises 5.3% to $53.5M, EPS $0.84 vs $0.80 YoY -------------------------------------------------------------- - Net income $53.5M vs $50.8M in Q1 2021, up 5.3%; diluted EPS $0.84 vs $0.80. - Operating expenses cut ~12% vs Q1 2019; management cites expense control focus. - Total assets $16.1B at March 31, 2022; net loans $6.9B, deposits $12.8B. - CEO notes strong capital, liquidity, and relationship deposits despite pandemic lingering effects. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/315709/000155837022007287/0001558370-22-007287-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/315709/000155837022007287/iboc-20220505x8k.htm HTML page: https://secwatch.observer/filing/0001558370-22-007287 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer