{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-010858","form_type":"8-K","ticker":"PFIS","cik":"0001056943","company_name":"PEOPLES FINANCIAL SERVICES CORP.","filed_at":"2022-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.816220+00:00","generated_at":"2026-06-24T09:48:46.417493+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Peoples Financial Q2 net income $9.4M ($1.30/diluted), up 10.2% YoY","bullets":["Net income $9.4M, diluted EPS $1.30; six-month net income $19.0M, EPS $2.63 (record first-half).","Non-PPP loan growth of $278.3M (24.8% annualized) in H1 2022; provision for loan losses $1.0M in Q2.","Dividend paid $0.78/share in H1 2022, up 5.4% YoY.","Net interest margin (tax-equiv) improved to 3.06% in Q2 from 2.96% in Q2 2021.","Nonperforming assets improved to 0.18% of loans at June 30, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-010858","json":"https://secwatch.observer/filing/0001558370-22-010858.json","markdown":"https://secwatch.observer/filing/0001558370-22-010858.md","text":"https://secwatch.observer/filing/0001558370-22-010858.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1056943/000155837022010858/0001558370-22-010858-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1056943/000155837022010858/pfis-20220721x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T09:48:46.417493+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}