{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-010964","form_type":"8-K","ticker":"ESQ","cik":"0001531031","company_name":"Esquire Financial Holdings, Inc.","filed_at":"2022-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.047546+00:00","generated_at":"2026-06-24T09:10:42.085723+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Esquire Financial Q2 net income $6.4M ($0.78 EPS), up 19% linked quarter; ROAA 2.00%","bullets":["Net income $6.4M ($0.78 diluted EPS) vs $5.3M ($0.57) in Q1 2022 and $4.5M ($0.57) in Q2 2021.","Net interest income rose 28.2% YoY to $13.7M; net interest margin 4.46%.","Loan portfolio grew $41.3M (20% annualized) to $859.3M; 59% variable rate tied to prime.","Deposits increased $65.6M linked quarter to $1.2B; cost of funds 0.10%.","Announced exclusive agreement with B.E. Blank for law firm financing; added to Russell 3000/2000."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-010964","json":"https://secwatch.observer/filing/0001558370-22-010964.json","markdown":"https://secwatch.observer/filing/0001558370-22-010964.md","text":"https://secwatch.observer/filing/0001558370-22-010964.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1531031/000155837022010964/0001558370-22-010964-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1531031/000155837022010964/esq-20220725x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T09:10:42.085723+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}