{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-011100","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2022-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.291374+00:00","generated_at":"2026-06-24T08:17:59.629822+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover Bancorp Q3 net income $5.3M ($0.80/diluted); declares $0.10 dividend; expands to Hauppauge","bullets":["Net income $5.3M ($0.80/diluted), up from $221K ($0.05) a year ago; adjusted net income $5.5M ($0.83/diluted).","Net interest income $14.8M (+41.8% YoY); net interest margin 4.05% (3.94% ex-accretion).","Board declares $0.10 quarterly cash dividend payable Aug. 16, 2022 to holders of record Aug. 9, 2022.","Loan growth ex-PPP $144.1M linked quarter (46.1% annualized); loan pipeline ~$428M.","Expanding into Hauppauge, NY (Suffolk County) with full-service branch expected operational by year-end 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-011100","json":"https://secwatch.observer/filing/0001558370-22-011100.json","markdown":"https://secwatch.observer/filing/0001558370-22-011100.md","text":"https://secwatch.observer/filing/0001558370-22-011100.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837022011100/0001558370-22-011100-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837022011100/hovb-20220727x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:17:59.629822+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}