---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-22-011558"
form_type: "8-K"
ticker: "JMSB"
cik: "0001710482"
company_name: "John Marshall Bancorp, Inc."
filed_at: "2022-08-02T23:59:59+00:00"
generated_at: "2026-06-24T06:01:15.936478+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# John Marshall Bancorp reports record Q2 earnings; YTD ROAA 1.41% and EPS $1.10

## Summary
- Record YTD net income $15.6M ($1.10 diluted EPS); Q2 net income $7.9M ($0.56 diluted EPS) – 14th consecutive record quarter.
- YTD ROAA 1.41%, ROAE 15.02%, efficiency ratio 46.1%, net interest margin 3.25%.
- Gross loans (ex-PPP) grew $204M (13.7% YoY); total deposits up $228.7M (12.6%).
- No NPAs, NPLs, or loans 30+ days past due for 11th consecutive quarter; all FHLB advances repaid.
- Issued $25M subordinated debt at 5.25% fixed-to-floating rate; added to Russell 2000 in June 2022.

## SEC filing metadata
- accession: 0001558370-22-011558
- form_type: 8-K
- ticker: JMSB
- cik: 0001710482
- company_name: John Marshall Bancorp, Inc.
- filed_at: 2022-08-02T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1710482/000155837022011558/0001558370-22-011558-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1710482/000155837022011558/jmsb-20220802x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-22-011558
- JSON: https://secwatch.observer/filing/0001558370-22-011558.json
- Plain text: https://secwatch.observer/filing/0001558370-22-011558.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.