---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-22-011902"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2022-08-03T23:59:59+00:00"
generated_at: "2026-06-24T05:20:35.127085+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Palomar Q2 net income $14.6M, adj net income $18.7M; gross written premiums up 69% YoY

## Summary
- GAAP net income $14.6M ($0.57 diluted EPS); adjusted net income $18.7M ($0.73 diluted EPS).
- Gross written premiums $218.7M, up 69.1% YoY; net earned premiums up 48% YoY.
- Combined ratio 75.1%, adjusted combined ratio 69.1% (vs 76.0% and 73.8% in Q2 2021).
- Repurchased 127,952 shares for $7.3M; $79.7M remains under $100M authorization.
- Maintains FY2022 adjusted net income outlook $80M-$85M (incl $5.9M unrealized losses).

## SEC filing metadata
- accession: 0001558370-22-011902
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2022-08-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000155837022011902/0001558370-22-011902-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000155837022011902/plmr-20220803x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-22-011902
- JSON: https://secwatch.observer/filing/0001558370-22-011902.json
- Plain text: https://secwatch.observer/filing/0001558370-22-011902.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.