{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-012901","form_type":"8-K","ticker":"PRCH","cik":"0001784535","company_name":"Porch Group, Inc.","filed_at":"2022-08-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.021633+00:00","generated_at":"2026-06-24T02:14:10.997614+00:00","sec_items":["1.02","2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Porch Group Q2 rev $70.8M (+38% YoY), net loss $26.4M; terminates CSE deal, cuts FY22 guidance to ~$290M","bullets":["Q2 revenue $70.8M (+38% YoY); GAAP net loss $26.4M vs $16.3M loss; Adj. EBITDA loss $14.3M (-20.2%).","Mutual termination of $48.6M CSE Insurance acquisition; no breakup fees; year-end unrestricted cash +~$50M.","Updated FY22 guidance: rev ~$290M (from ~$320M), adj. EBITDA loss >$30M; auto insurance removed.","Insurance segment rev $28.0M, adj. EBITDA loss $5.1M; GWP $145M, 379k policies.","Vertical Software rev $42.8M, adj. EBITDA $6.0M (14.1%); avg companies 28,730; cash $282M."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-012901","json":"https://secwatch.observer/filing/0001558370-22-012901.json","markdown":"https://secwatch.observer/filing/0001558370-22-012901.md","text":"https://secwatch.observer/filing/0001558370-22-012901.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1784535/000155837022012901/0001558370-22-012901-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1784535/000155837022012901/prch-20220809x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T02:14:10.997614+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}