secwatch.observer — SEC 8-K summary
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Issuer:     Esquire Financial Holdings, Inc. (ESQ)
CIK:        0001531031
Form:       8-K
Filed at:   2022-10-25T23:59:59+00:00
Accession:  0001558370-22-015303
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Esquire Financial Q3 net income $7.7M ($0.94 EPS); ROAA 2.48%, NIM 5.18%
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- Net income of $7.7M, up 21% linked quarter; diluted EPS $0.94 vs $0.78 in Q2 2022.
- Return on avg assets 2.48% and return on avg equity 20.60%.
- Net interest margin 5.18%; loan portfolio $875.1M, up $15.8M linked quarter.
- Deposits $1.2B, up $32M linked quarter; nonperforming loans 0.67% of total loans.
- Payment processing fee income $5.5M on $7.3B volume across 75,000 merchants.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1531031/000155837022015303/0001558370-22-015303-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1531031/000155837022015303/esq-20221025x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-22-015303

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