{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-015357","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.454066+00:00","generated_at":"2026-06-23T00:55:33.900626+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hanover Bancorp Q3 net income $5.8M ($0.79 EPS), declares $0.10 dividend","bullets":["Net income $5.8M ($0.79 diluted EPS) vs $7.1M ($1.25) YoY; adjusted net income $5.4M ($0.74).","Fiscal year 2022 net income $23.6M ($3.68 EPS) vs $10.9M ($2.28); adjusted $23.8M ($3.71).","Net interest margin 4.04% (3.93% ex-accretion); assets grew to $1.84B vs $1.48B a year ago.","Loan growth ex-PPP $217.9M (62.5% annualized linked quarter); loan pipeline ~$315M.","Tangible book value per share $21.00 (up 13.6% YoY); quarterly dividend $0.10 payable Nov 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-015357","json":"https://secwatch.observer/filing/0001558370-22-015357.json","markdown":"https://secwatch.observer/filing/0001558370-22-015357.md","text":"https://secwatch.observer/filing/0001558370-22-015357.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837022015357/0001558370-22-015357-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837022015357/hovb-20221026x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:55:33.900626+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}