{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-016002","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2022-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.022455+00:00","generated_at":"2026-06-22T14:53:19.585203+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Palomar Q3 adjusted net income $0.29/share, premiums up 66%; guides FY adjusted net income $82-85M","bullets":["Net income $4.3M ($0.17 diluted) vs $0.2M prior year; adjusted net income $7.4M ($0.29 diluted).","Gross written premiums $253.1M (+66.2% YoY); combined ratio 94.8% improved from 102.8%.","Hurricane Ian catastrophe losses $12.5M; management says prior underwriting actions reduced exposure.","Full year 2022 adjusted net income guidance $82-85M, including additional reinsurance costs from Ian.","Repurchased 52,185 shares for $3.0M; $76.7M remains under $100M authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-016002","json":"https://secwatch.observer/filing/0001558370-22-016002.json","markdown":"https://secwatch.observer/filing/0001558370-22-016002.md","text":"https://secwatch.observer/filing/0001558370-22-016002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022016002/0001558370-22-016002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022016002/plmr-20221102x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T14:53:19.585203+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3c6e1a6a6bf51fc5c344978b1ccc9292232ea085","claim":"Palomar Holdings, Inc. reported the fiscal quarter ended September 30, 2022 results: net income $4.3 million, EPS $0.17 per diluted share.","evidence_excerpt":"Palomar Holdings, Inc. Reports Third Quarter 2022 Results ​ LA JOLLA, Calif. (November 2, 2022) — Palomar Holdings, Inc. (NASDAQ:PLMR) (“Palomar” or “Company”) reported net income of $4.3 million, or $0.17 per diluted share, for the third quarter of 2022 compared to $0.2 million, or $0.01 per diluted share, for the third quarter of 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022016002/0001558370-22-016002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended September 30, 2022"},{"label":"Net income","value":"$4.3 million"},{"label":"EPS","value":"$0.17 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}