{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-016127","form_type":"8-K","ticker":"PMTS","cik":"0001641614","company_name":"CPI Card Group Inc.","filed_at":"2022-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.537352+00:00","generated_at":"2026-06-22T09:17:51.803416+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"CPI Card Group Q3 net sales up 25% to $124.6M; raises 2022 outlook","bullets":["Net income up 80% to $11.9M ($1.01 diluted EPS); Adjusted EBITDA up 32% to $28.3M.","Debit & Credit segment net sales up 31% to $99.5M; Prepaid Debit up 8% to $25.3M.","Full-year 2022 outlook raised: net sales growth now low 20% (prev. high teens); Adj. EBITDA growth high teens (prev. low double-digit).","Gross margin improved to 38.9% vs 37.8% a year ago; operating leverage from higher sales offset inflation.","Net leverage ratio 3.6x; redeemed $20M of 8.625% notes in Q1; ABL facility increased to $75M."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-016127","json":"https://secwatch.observer/filing/0001558370-22-016127.json","markdown":"https://secwatch.observer/filing/0001558370-22-016127.md","text":"https://secwatch.observer/filing/0001558370-22-016127.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1641614/000155837022016127/0001558370-22-016127-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1641614/000155837022016127/pmts-20221103x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T09:17:51.803416+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3f26937bc1134918e352acad55d7c1baa32af70e","claim":"CPI Card Group Inc. reported fiscal quarter ended September 30, 2022 results: revenue $124.6 million, net income $11.9 million, EPS $1.01 diluted earnings per share. Guidance raised.","evidence_excerpt":"is attached hereto as Exhibit 99.1. ​ --- EX-99.1 (EX-99.1) --- CPI Card Group Inc. Reports Third Quarter 2022 Results Date: November 3, 2022 ​ Net Sales Increased 25% to $125 Million; Net Income Increased 80% to $12 Million; Adjusted EBITDA Increased 32% to $28 Million Strong Sales Growth Across Portfolio and Improved Margins Drove Third Quarter Results","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1641614/000155837022016127/0001558370-22-016127-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fiscal quarter ended September 30, 2022"},{"label":"Revenue","value":"$124.6 million"},{"label":"Net income","value":"$11.9 million"},{"label":"EPS","value":"$1.01 diluted earnings per share"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}