{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-016617","form_type":"8-K","ticker":"RC","cik":"0001527590","company_name":"Ready Capital Corp","filed_at":"2022-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.021044+00:00","generated_at":"2026-06-22T05:22:10.085021+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ready Capital Q3 GAAP EPS $0.53, distributable EPS $0.46, book value $15.40","bullets":["Net income $66.3M, diluted EPS $0.53; distributable earnings $58.2M, $0.46 per share.","Total investment activity $1.5B includes $831.1M SBC, $534.3M residential, $133.6M SBA.","Declared $0.42/share dividend, covered 1.1x by distributable earnings.","Issued $100M of 7.375% senior notes due 2027; increased repurchase program to $50M.","Subsequent to Q3: repurchased ~3.6M shares at avg $10.34 in Oct; securitized $860.1M SBC loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-016617","json":"https://secwatch.observer/filing/0001558370-22-016617.json","markdown":"https://secwatch.observer/filing/0001558370-22-016617.md","text":"https://secwatch.observer/filing/0001558370-22-016617.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1527590/000155837022016617/0001558370-22-016617-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1527590/000155837022016617/rc-20221107x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T05:22:10.085021+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"966ade232f852f8cc09b003f3831bfc063d6d88d","claim":"Ready Capital Corp reported the quarter ended September 30, 2022 results: net income $66.3 million, EPS $0.53 per common share.","evidence_excerpt":"Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strategy real estate finance company that originates, acquires, finances, and services small-to-medium balance commercial loans, today reported financial results for the quarter ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1527590/000155837022016617/0001558370-22-016617-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$66.3 million"},{"label":"EPS","value":"$0.53 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}