{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-017022","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2022-11-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.454899+00:00","generated_at":"2026-06-22T01:52:02.403996+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover Bancorp reports FY22 net income $23.6M, NIM 4.18%, TBV $21.00","bullets":["Total assets $1.84B, net loans $1.624B, deposits $1.5B at Sep 30, 2022.","Net income $23.6M for FY22; adjusted ROATCE 18.8% and adjusted ROAA 1.56%.","Net interest margin 4.18%, efficiency ratio 50%; loan growth ex-PPP 46% LTM.","Quarterly dividend of $0.10/share initiated Feb 2022; IPO in May 2022 at $21.00.","Municipal deposits grew to $416.9M; planned branch expansion into Hauppauge early 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-017022","json":"https://secwatch.observer/filing/0001558370-22-017022.json","markdown":"https://secwatch.observer/filing/0001558370-22-017022.md","text":"https://secwatch.observer/filing/0001558370-22-017022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837022017022/0001558370-22-017022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837022017022/hovb-20221109x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T01:52:02.403996+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}