{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-017035","form_type":"8-K","ticker":"PBFS","cik":"0001769663","company_name":"Pioneer Bancorp, Inc./MD","filed_at":"2022-11-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.046819+00:00","generated_at":"2026-06-22T01:43:11.577866+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Pioneer Bancorp Q1 fiscal 2023 net income $5.2M ($0.21 EPS); total assets top $2B","bullets":["Net income of $5.2M ($0.21 per share) vs $1.4M ($0.05) in year-ago quarter.","Net interest margin expanded 81 bps to 3.23%; net interest income up 43.4% to $14.7M.","Total assets exceeded $2B for first time; net loans grew 3.8% to $1.02B.","Provision for loan losses decreased to $120K from $250K; nonperforming assets down to 0.58% of assets."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-017035","json":"https://secwatch.observer/filing/0001558370-22-017035.json","markdown":"https://secwatch.observer/filing/0001558370-22-017035.md","text":"https://secwatch.observer/filing/0001558370-22-017035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1769663/000155837022017035/0001558370-22-017035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1769663/000155837022017035/pbfs-20221109x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T01:43:11.577866+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"255955b9a8930779af794027330141a0145afd6c","claim":"Pioneer Bancorp, Inc./MD reported the quarter ended September 30, 2022 results: net income $5.2 million, EPS $0.21 per basic and diluted share.","evidence_excerpt":"Net income for the three months ended September 30, 2022 was $5.2 million, or $0.21 per basic and diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1769663/000155837022017035/0001558370-22-017035-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$5.2 million"},{"label":"EPS","value":"$0.21 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}