secwatch.observer — SEC 8-K summary
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Issuer:     Pioneer Bancorp, Inc./MD (PBFS)
CIK:        0001769663
Form:       8-K
Filed at:   2022-11-09T23:59:59+00:00
Accession:  0001558370-22-017035
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Pioneer Bancorp Q1 fiscal 2023 net income $5.2M ($0.21 EPS); total assets top $2B
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- Net income of $5.2M ($0.21 per share) vs $1.4M ($0.05) in year-ago quarter.
- Net interest margin expanded 81 bps to 3.23%; net interest income up 43.4% to $14.7M.
- Total assets exceeded $2B for first time; net loans grew 3.8% to $1.02B.
- Provision for loan losses decreased to $120K from $250K; nonperforming assets down to 0.58% of assets.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1769663/000155837022017035/0001558370-22-017035-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1769663/000155837022017035/pbfs-20221109x8k.htm
  HTML page:      https://secwatch.observer/filing/0001558370-22-017035

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer