{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-017152","form_type":"8-K","ticker":"PAYO","cik":"0001845815","company_name":"Payoneer Global Inc.","filed_at":"2022-11-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.693606+00:00","generated_at":"2026-06-22T01:58:48.670662+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Payoneer Q3 revenue up 30% YoY to $158.9M; raises FY2022 guidance","bullets":["Revenue $158.9M (+30% YoY); net loss $26.5M vs income $0.8M a year ago.","Adjusted EBITDA $12.7M (+108% YoY); FY2022 revenue guidance raised to $605-615M.","Volume $15.1B (+11% YoY); take rate improved to 105 bps from 90 bps.","Emerging markets revenue grew 39% YoY; B2B AP/AR volumes 12% of total, up from 9%.","Customer funds exceed $5B; CFO expects moderate 2023 adjusted EBITDA margin expansion."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-017152","json":"https://secwatch.observer/filing/0001558370-22-017152.json","markdown":"https://secwatch.observer/filing/0001558370-22-017152.md","text":"https://secwatch.observer/filing/0001558370-22-017152.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1845815/000155837022017152/0001558370-22-017152-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1845815/000155837022017152/payo-20221109x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T01:58:48.670662+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}