---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-22-017152"
form_type: "8-K"
ticker: "PAYO"
cik: "0001845815"
company_name: "Payoneer Global Inc."
filed_at: "2022-11-09T23:59:59+00:00"
generated_at: "2026-06-22T01:58:48.670662+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Payoneer Q3 revenue up 30% YoY to $158.9M; raises FY2022 guidance

## Summary
- Revenue $158.9M (+30% YoY); net loss $26.5M vs income $0.8M a year ago.
- Adjusted EBITDA $12.7M (+108% YoY); FY2022 revenue guidance raised to $605-615M.
- Volume $15.1B (+11% YoY); take rate improved to 105 bps from 90 bps.
- Emerging markets revenue grew 39% YoY; B2B AP/AR volumes 12% of total, up from 9%.
- Customer funds exceed $5B; CFO expects moderate 2023 adjusted EBITDA margin expansion.

## SEC filing metadata
- accession: 0001558370-22-017152
- form_type: 8-K
- ticker: PAYO
- cik: 0001845815
- company_name: Payoneer Global Inc.
- filed_at: 2022-11-09T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1845815/000155837022017152/0001558370-22-017152-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1845815/000155837022017152/payo-20221109x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-22-017152
- JSON: https://secwatch.observer/filing/0001558370-22-017152.json
- Plain text: https://secwatch.observer/filing/0001558370-22-017152.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.