{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-22-018750","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2022-12-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.022654+00:00","generated_at":"2026-06-21T03:28:29.995148+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Palomar updates FY2022 adjusted net income guidance to $82-85M, reduces continental wind PML to $100M","bullets":["Q3 2022 GWP of $253M, up 66% YoY; same-store growth 30% excluding Fronting.","FY2022 adjusted net income guidance $82-85M (48% growth at midpoint), includes Hurricane Ian reinsurance cost.","Reducing continental wind PML from $250M to $100M to manage catastrophe exposure.","$675M of cat XOL tower is multi-year via Torrey Pines Re cat bonds, not renewing in 2023.","Adjusted ROE floor of approximately 14% for FY2022 with aggregate reinsurance program."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-22-018750","json":"https://secwatch.observer/filing/0001558370-22-018750.json","markdown":"https://secwatch.observer/filing/0001558370-22-018750.md","text":"https://secwatch.observer/filing/0001558370-22-018750.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022018750/0001558370-22-018750-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000155837022018750/plmr-20221216x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T03:28:29.995148+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}