---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-23-000442"
form_type: "8-K"
ticker: "ASRV"
cik: "0000707605"
company_name: "AMERISERV FINANCIAL INC /PA/"
filed_at: "2023-01-24T23:59:59+00:00"
generated_at: "2026-06-20T11:12:26.924990+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# AmeriServ reports FY2022 EPS up 5% to $0.43; Q4 EPS down 49% to $0.06; declares $0.03 dividend

## Summary
- Full year 2022 net income $7.45M ($0.43 diluted EPS), up 4.9% from $0.41 in 2021.
- Q4 2022 net income $0.95M ($0.06 EPS) vs $1.85M ($0.11 EPS) in Q4 2021, a 48.9% decline.
- Adjusted FY2022 diluted EPS $0.55, up 12% from $0.49; adjusted net income $9.47M.
- Board declared $0.03 per share quarterly dividend, payable Feb 21, 2023 to holders of record Feb 6, 2023.
- Net interest income for FY2022 increased $1.5M (+3.8%); loan loss provision fell to $50K from $1.1M.

## SEC filing metadata
- accession: 0001558370-23-000442
- form_type: 8-K
- ticker: ASRV
- cik: 0000707605
- company_name: AMERISERV FINANCIAL INC /PA/
- filed_at: 2023-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707605/000155837023000442/0001558370-23-000442-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707605/000155837023000442/tmb-20230124x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-23-000442
- JSON: https://secwatch.observer/filing/0001558370-23-000442.json
- Plain text: https://secwatch.observer/filing/0001558370-23-000442.txt

## Key facts
- Earnings Releases
  AMERISERV FINANCIAL INC /PA/ reported fourth quarter 2022 results: net income $947,000, EPS $0.06 per diluted common share.
  - Period: fourth quarter 2022
  - Net income: $947,000
  - EPS: $0.06 per diluted common share
  - Result: reported results
  source text: A m er iS er v F i n a n c i a l , I n c . ( NA S DAQ: A SR V) r e p o r t e d fourth qu ar t e r 2022 n e t i n c o m e of $947,000, or $0.06 p e r d il u t e d c o mm on sh are .
  evidence_url: https://www.sec.gov/Archives/edgar/data/707605/000155837023000442/0001558370-23-000442-index.htm
- Earnings Releases
  AMERISERV FINANCIAL INC /PA/ reported year ended December 31, 2022 results: net income $7,448,000, EPS $0.43 per diluted common share.
  - Period: year ended December 31, 2022
  - Net income: $7,448,000
  - EPS: $0.43 per diluted common share
  - Result: reported results
  source text: For the year ended December 31, 2022, the Company reported net income of $7,448,000, or $0.43 per diluted common share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/707605/000155837023000442/0001558370-23-000442-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.