---
schema_version: "secwatch.filing_event.v1"
accession: "0001558370-23-000489"
form_type: "8-K"
ticker: "HBT"
cik: "0000775215"
company_name: "HBT Financial, Inc."
filed_at: "2023-01-25T23:59:59+00:00"
generated_at: "2026-06-20T10:05:52.012722+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HBT Financial Q4 2022 net income $17.2M ($0.59 EPS); dividend up to $0.17; merger close Feb 1

## Summary
- Net income $17.2M, $0.59 diluted EPS; adjusted net income $17.9M, $0.62 adjusted diluted EPS.
- Net interest margin expanded 45 bps to 4.10%; cost of deposits only 0.09%.
- Nonperforming assets to total assets 0.12%; net recoveries to average loans (0.14)%.
- Quarterly dividend increased to $0.17/share from $0.16, payable Feb 14 to holders of record Feb 7.
- Pending merger with Town and Country Financial expected to close on Feb 1, 2023; integration on track.

## SEC filing metadata
- accession: 0001558370-23-000489
- form_type: 8-K
- ticker: HBT
- cik: 0000775215
- company_name: HBT Financial, Inc.
- filed_at: 2023-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/775215/000155837023000489/0001558370-23-000489-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/775215/000155837023000489/hbt-20230124x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001558370-23-000489
- JSON: https://secwatch.observer/filing/0001558370-23-000489.json
- Plain text: https://secwatch.observer/filing/0001558370-23-000489.txt

## Key facts
- Earnings Releases
  HBT Financial, Inc. reported financial results for the fourth quarter ended December 31, 2022.
  - Period: the fourth quarter ended December 31, 2022
  - Result: reported results
  source text: On January 25, 2023, HBT Financial, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter ended and year ended December 31, 2022 (the “Earnings Release”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/775215/000155837023000489/0001558370-23-000489-index.htm
- Earnings Releases
  HBT Financial, Inc. reported financial results for the year ended December 31, 2022.
  - Period: the year ended December 31, 2022
  - Result: reported results
  source text: On January 25, 2023, HBT Financial, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter ended and year ended December 31, 2022 (the “Earnings Release”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/775215/000155837023000489/0001558370-23-000489-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.