{"schema_version":"secwatch.filing_event.v1","accession":"0001558370-23-000495","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.873486+00:00","generated_at":"2026-06-20T09:45:24.856222+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Hanover Bancorp Q4 net income $5.3M ($0.72 EPS) vs $6.5M a year ago; loan growth 30.4% annualized","bullets":["Net income of $5.3M, $0.72 diluted EPS; adjusted net income $5.1M ($0.69) excluding purchase accounting.","Net interest margin compressed to 3.49% from 4.39% YoY and 4.04% linked quarter; cost of deposits rose.","Net loan growth of $123.3M (30.4% annualized); total assets $1.98B, up from $1.84B linked.","Tangible book value per share increased to $21.66 from $21.00 linked; Tier 1 leverage 10.34%.","Board declared $0.10 per share cash dividend payable Feb 14, 2023, unchanged from prior."],"urls":{"canonical":"https://secwatch.observer/filing/0001558370-23-000495","json":"https://secwatch.observer/filing/0001558370-23-000495.json","markdown":"https://secwatch.observer/filing/0001558370-23-000495.md","text":"https://secwatch.observer/filing/0001558370-23-000495.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023000495/0001558370-23-000495-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023000495/hnvr-20230125x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T09:45:24.856222+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e1be5c797d52b56a9ee3d8027452b03a5c34de25","claim":"Hanover Bancorp, Inc. /MD reported the quarter ended December 31, 2022 results: net income $5.3 million, EPS $0.72 per diluted share.","evidence_excerpt":"The Company reported net income for the quarter ended December 31, 2022 of $5.3 million or $0.72 per diluted share (includes Series A preferred shares), versus $6.5 million or $1.16 per diluted share in the comparable year ago period, representing a decrease of $1.2 million or 20.6%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828588/000155837023000495/0001558370-23-000495-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$5.3 million"},{"label":"EPS","value":"$0.72 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}